Investor Charter

Rights & Obligations of Investors

Your rights as an investor, your obligations, and our commitments to you — as per the SEBI Investor Charter and AMFI regulations.

Your Rights as an Investor

S.NoRightDescription
1Complete InformationReceive complete, accurate, and up-to-date information about MF schemes including SID, SAI, KIM, factsheets, and portfolio disclosures before investing.
2Commission TransparencyReceive disclosure of all commissions (trail or other forms) received by the distributor for schemes being recommended.
3Account StatementsReceive transaction confirmations and Consolidated Account Statements (CAS) from RTAs (CAMS / KFintech).
4Grievance RedressalLodge complaints and receive timely resolution through internal mechanisms, SEBI SCORES, or SMART ODR.
5Plan ChoiceSwitch from Regular Plan to Direct Plan at any time without any exit charges from the distributor.
6Risk ProfilingReceive risk profiling before any recommendation and get suggestions matching your assessed risk category.
7Data PrivacyPrivacy and data protection as per DPDPA 2023 and applicable SEBI/AMFI regulations.
8Unsuitability DeclarationReceive Unsuitability Declaration if choosing to invest in a scheme that does not match your risk profile.

Your Obligations as an Investor

S.NoObligationDescription
1Accurate InformationProvide accurate and complete personal, financial, and KYC information for onboarding.
2Read DocumentsRead all scheme-related documents (SID, SAI, KIM) carefully before making any investment decision.
3Honest Risk AssessmentComplete risk profiling questionnaire honestly, reflecting true financial situation.
4Report ChangesInform distributor promptly of any change in personal details, bank details, or risk appetite.
5Understand RisksUnderstand that MF investments are subject to market risks and past performance is not a guarantee.

Do's and Don'ts for Investors

✓ DO's

Invest through AMFI-registered regulated entities only

Keep login credentials, passwords, and OTPs confidential

Issue payments only in the name of the Mutual Fund scheme

Verify your account statement and CAS regularly

Read the SID, SAI, and KIM before investing

✗ DON'Ts

Do not invest based on speculation or informal advice

Do not fall for promises of assured or exorbitant returns

Do not issue blank cheques or signed transaction instructions

Do not use third-party bank accounts for subscriptions

Do not invest without reading SID/SAI/KIM documents