Free Financial Tools

Plan smarter. Invest with clarity.

10 free calculators and an investor quiz β€” everything you need to make smarter financial decisions.

πŸ“ˆ Mutual Funds
🌴 Retirement
🏦 Loans
πŸ›‘οΈ Insurance
πŸ’° Wealth
🧠 Quiz
πŸ“ˆ Mutual Funds β€Ί SIP Calculator

SIP Calculator

See how your monthly SIP grows into significant wealth through the power of compounding.

β‚Ή500β‚Ή2 Lakh
6%24%
1 Yr40 Yrs
πŸ’‘ Even a β‚Ή1,000 increase in monthly SIP can make a crore-level difference over 20 years.

Total Corpus at Maturity

β‚Ή23.23 L

in 10 years at 12% p.a.

Total Investedβ‚Ή12.00 L
Wealth Gainedβ‚Ή11.23 L
Growth Multiple1.94Γ—

Ready to start your SIP?

Talk to an Advisor β†’

Goal SIP Calculator

Know your target? Work backwards to find exactly how much SIP you need to start today.

β‚Ή1 Lβ‚Ή5 Cr
1 Yr40 Yrs
6%24%
πŸ’‘ The longer your horizon, the smaller the monthly SIP needed. Time is your greatest asset.

Monthly SIP Required

β‚Ή22,244

to reach β‚Ή50L in 10 years at 12%

Target Corpusβ‚Ή50.00 L
Total You'll Investβ‚Ή26.69 L
Markets Createβ‚Ή23.31 L

Want help setting up this SIP?

Start My Goal SIP β†’

Power of Compounding

See how a lump sum grows over time β€” Einstein called compounding the eighth wonder of the world.

β‚Ή10Kβ‚Ή1 Cr
4%24%
1 Yr40 Yrs
πŸ’‘ At 12%, your money doubles roughly every 6 years β€” purely from compounding.

Value After Growth

β‚Ή5.47 L

from β‚Ή1L for 15 years at 12%

Amount Investedβ‚Ή1.00 L
Total Growthβ‚Ή4.47 L
Growth Multiple5.47Γ—

Want to put your money to work?

Talk to an Advisor β†’

Cost of Delay

See exactly how much wealth you lose for every year you delay starting your SIP.

β‚Ή1Kβ‚Ή1 L
5 Yrs40 Yrs
6%20%
⏰ Every year of delay costs you compounding on ALL future years β€” not just 12 months of SIP.

If You Start Today

β‚Ή99.91 L

after 20 years at 12% p.a.

Start 1 Year Laterβ‚Ή87.74 L
Cost of 1-Year Delayβ‚Ή12.17 L
Cost of 3-Year Delayβ‚Ή31.94 L

Don't delay another day.

Start Investing Today β†’

Retirement Calculator

How much do you need to retire comfortably? Find your corpus based on your lifestyle.

2255
4570
β‚Ή10Kβ‚Ή5 L
4%10%
5%14%

Corpus Needed at Retirement

β‚Ή4.21 Cr

to retire at 60 with β‚Ή60K/month lifestyle

Years to Retirement28 yrs
Monthly Expenses at Retirementβ‚Ή2.73 L
SIP Needed Nowβ‚Ή22,480/mo

Let's build your retirement roadmap.

Plan My Retirement β†’

Inflation Calculator

See how inflation silently erodes your money β€” and how much more you'll need in the future.

β‚Ή10Kβ‚Ή1 Cr
2%12%
1 Yr40 Yrs
πŸ”₯ At 6% inflation, prices double every 12 years. Your savings must grow faster than inflation.

Future Value Needed

β‚Ή1.79 L

to match today's β‚Ή1L in 10 years

Today's Valueβ‚Ή1.00 L
Purchasing Power Lostβ‚Ή79,085
Real Value of β‚Ή1L Todayβ‚Ή55,839

Beat inflation with smart investing.

Talk to an Advisor β†’

EMI Calculator

Calculate your monthly EMI for home, car, or personal loans β€” and see total interest payable.

β‚Ή1 Lβ‚Ή1 Cr
5%20%
1 Yr30 Yrs
πŸ’‘ A 0.5% lower rate on β‚Ή30L home loan saves over β‚Ή1.5 lakh over 20 years.

Monthly EMI

β‚Ή26,035

for β‚Ή30L at 8.5% over 20 years

Loan Amountβ‚Ή30.00 L
Total Interest Payableβ‚Ή32.48 L
Total Amount Payableβ‚Ή62.48 L

Plan your loan & investments smartly.

Talk to an Advisor β†’

Insurance Need Calculator

Find the right life cover using the Human Life Value (HLV) method.

β‚Ή3 Lβ‚Ή1 Cr
540
β‚Ή0β‚Ή1 Cr
β‚Ή0β‚Ή50 L
πŸ›‘οΈ Most Indians are underinsured by 5–10Γ—. This shows your actual cover requirement.

Recommended Life Cover

β‚Ή3.50 Cr

Based on Human Life Value (HLV) method

Income Replacementβ‚Ή3.00 Cr
Loans + Liabilitiesβ‚Ή30.00 L
Education + Goalsβ‚Ή20.00 L

Get the right cover at the best premium.

Get Insurance Advice β†’

Net Worth Calculator

Your net worth = what you own minus what you owe. Calculate yours in 2 minutes.

πŸ’° Assets (What You Own)
πŸ“‹ Liabilities (What You Owe)

Your Net Worth

β‚Ή28.00 L

Total Assets minus Total Liabilities

Total Assetsβ‚Ή64.00 L
Total Liabilitiesβ‚Ή36.00 L
Asset-to-Liability Ratio1.78Γ—

Want to grow your net worth faster?

Get a Financial Plan β†’
Question 1 of 6
Where are you in your investment journey?
🌱

Just Starting Out

Haven't invested much yet.

πŸ“Š

Some Investments

Started but need better direction.

🏦

Significant Portfolio

Large corpus, need expert management.

πŸ”„

Switching Advisors

Current advisor isn't working out.

Question 2 of 6
What is your primary financial goal right now?
🏑

Buying a Home

Building a home down payment or corpus.

🌴

Retire Comfortably

A secure, worry-free retirement.

πŸŽ“

Children's Education

Fund world-class education for my child.

πŸ’°

Grow Wealth

Maximise long-term returns.

Question 3 of 6
What's your risk appetite?
πŸ›‘οΈ

Conservative

Safety first. Capital protection matters most.

βš–οΈ

Moderate

Some volatility is fine for decent returns.

πŸš€

Aggressive

I can handle swings for higher long-term gains.

🀷

Not Sure

I need help understanding my risk profile.

Question 4 of 6
How much can you invest monthly right now?
πŸͺ™

Under β‚Ή5,000

Starting small.

πŸ’΅

β‚Ή5,000 – β‚Ή25,000

Building a consistent habit.

πŸ’³

β‚Ή25,000 – β‚Ή1 Lakh

Serious about wealth.

πŸ†

Above β‚Ή1 Lakh

High-net-worth investor.

Question 5 of 6
What's your investment time horizon?
⚑

Less than 3 Years

Need liquidity soon.

πŸ“…

3 – 7 Years

Medium-term goals.

🌳

7 – 15 Years

Long-term wealth building.

♾️

15+ Years

Retirement or legacy planning.

Question 6 of 6
What's your biggest financial concern today?
πŸ“‰

Market Volatility

Worried about losing money.

🧾

Tax Burden

Paying too much tax.

πŸ₯

Medical Emergency

Not adequately health covered.

🎯

No Clear Plan

Earn well but no structured roadmap.

Your Investor Type

The Purposeful Builder

Get My Personalised Plan β†’